- Corona Kavach product is accessible with nearly all insurance coverage firms.
- The time period of insurance coverage might be 3 and a half, 6 and a half and 9 and a half months
- You can take benefit of the coverage after 15 days
The Omicron variant of Carona has unfold to 119 international locations of the world. In India too, its instances are rising quickly. The knock of Omicron has introduced again bitter reminiscences of the Corona pandemic in individuals’s hearts. Past experiences present that as a result of the havoc of Corona’s delta variant, individuals not solely misplaced their family members, however their lifetime earnings have been additionally misplaced as a result of expensive treatment.
Health insurance coverage can scale back this downside to an amazing extent. Your medical insurance can act as a defend towards Omicron. In such a state of affairs, it is crucial that you just replace your medical insurance earlier than taking Omicron’s formidable type. Most of the insurance coverage firms are offering the facility of corona cowl. If you haven’t obtained this sort of medical insurance but, then get medical insurance masking Corona and Omicron at the moment.
‘Corona Kavach Policy’ is of nice use
The ‘Corona Kavach’ coverage might be very helpful in the midst of rising danger of Corona’s new variant ‘Omicron’. This coverage has been launched beneath the instructions of insurance coverage regulator IRDA. Almost all insurance coverage firms have the Corona Kavach product. Corona Kavach is a brief time period coverage. Many instances your well being coverage doesn’t cowl the bills associated to corona. In this case, you should buy it along with your current well being coverage. If there’s corona on this, free treatment of as much as Rs 5 lakh will likely be obtainable.
3.5 to 9.5 months cowl
The time period of insurance coverage might be 3 and a half, 6 and a half and 9 and a half months. In this, the premium of the cowl will likely be 500 to six thousand rupees (GST isn’t included). Anyone in the age group of 18 to 65 years can take this coverage. This coverage isn’t renewable, it’s a must to take the coverage once more after the finish of the time period. The particular factor is that the ready interval of this coverage is 15 days. That is, you may take benefit of it after 15 days of taking the coverage.
cowl as much as 5 lakhs
The sum insured for the Corona Kavach coverage is a minimal of Rs 50,000 and a most of Rs 5 lakh (in multiples of Rs 50,000). That is, you may take an insurance coverage cowl of not less than 50 thousand and most as much as 5 lakh.
The price of PPE package can also be coated
This coverage covers all the bills associated to corona, similar to mattress fees, nursing fees, blood assessments, PPE kits, oxygen, ICU and physician’s session charges. The price of physician session, examine up and analysis is roofed earlier than hospitalization. Such bills are coated as much as 15 days previous to hospitalization. In this, medical bills can be found as much as 30 days after discharge from the hospital. If your corona illness is being handled at residence, then it covers the price of well being monitoring and medicines for as much as 14 days.
Ayurvedic treatment included
Under this coverage, cowl will even be obtainable on Ayurveda and associated treatment bills. The price of switch from residence to hospital and from hospital to residence in ambulance can also be coated.
preserve this in thoughts
The largest distinction between Corona Kavach coverage and normal insurance coverage coverage is that Corona Kavach solely covers illnesses attributable to Corona. Whereas different illnesses aside from corona are additionally coated in the normal insurance coverage coverage. In such a state of affairs, Corona Kavach can’t be an choice on your medical insurance coverage, sure it will probably undoubtedly strengthen your safety.